Our company provides insurance for all its workers, with special coverage for those of us who travel and spend time on the remote sites that we service. One of the leading health insurance providers, Blue Cross, takes care of our insurance needs.
The Blue Advantage may not be available for us here in the Philippines, but the package we do have takes care of us adequately, and provides for emergencies that will require us to walk in to an accredited hospital or clinic. Since the plan covers our dependents, I was also able to take advantage of it a few years ago when my son was admitted into hospital for dengue.
I have not used it personally, and for practical reasons I hope I never will — in these tiring, taxing and stressful times, hospitalization is not a welcome option.